What makes radicant stand out from traditional banks?
100% digital banking, a virtual or a physical debit card made of recycled plastic, a carbon footprint tracker in the app and the certainty that your money is partly used for sustainable investments - that's banking with radicant. When investing, you have the guarantee that radicant applies robust methodologies to identify companies that have a positive impact on sustainable development.
We not only exclude controversial industries, but also invest in companies that make a measurable impact on a sustainable future worth living. We have developed our own method – the radicant rating system – to transparently assess whether a company makes a relevant impact across all areas to achieving the UN's 17 Sustainable Development Goals (SDGs). By the way, this does not only apply to us: You can also check the rating results of individual companies at any time in your radicant app.
Our unique team of investment and sustainability experts with many years of experience ensures that your portfolio is sustainable and broadly diversified.
Open your account in less than 5 minutes - no paperwork, 100% digital.
Your benefits
Base fee: CHF 0
Deposit guarantee up to CHF 100,000
Up to 1% interest
0% fees when paying in foreign currencies
It only takes 5 minutes to open your new radicant account. Once the initial deposit is made, you can start banking and making digital payments right away thanks to our virtual debit card – with all the standard mobile payment features including Apple Pay, Google Pay and TWINT.
With us, you benefit from 0% fees when shopping abroad! Online and in-store. That means no Visa markup, no transaction fees, nothing.
Your money is safe with us: We are as a Swiss bank part of the Swiss deposit insurance scheme. This means that your money is protected up to CHF 100,000.
Sustainable investments starting from CHF 1,000
Outstanding portfolio management for your investments
50% off the annual fee, until 31 December 2024
Personal choice of sustainable investment themes
As a radicant client, you benefit from our portfolio managers’ management of your assets starting from CHF 1,000. You can also choose the investment themes that matter the most to you.